Profitability is greatly enhanced when you participate in the group as is your profit sharing stability. By being viewed as one entity by the companies, your agency will qualify for profit sharing tiers that would be impossible to achieve independent of the group. The larger volume of business also makes it much more unlikely that a large loss will make you ineligible for company profit sharing plans. While in the past, you may have received nothing as your volume was insufficient, now you may qualify for the companies highest pay out levels.